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Fintech BFSI

Secure Digital Identity for Modern
Banking & Financial Ecosystems

Enable frictionless onboarding, intelligent authentication, and AI-powered fraud prevention with enterprise-grade identity infrastructure built for banks, fintechs, NBFCs, and regulated financial institutions.

Fintech & BFSI

Building Trust-Based Banking with Secure Identity Solutions

For financial institutions, trust begins with identity. Mantra's BFSI solutions deliver secure, frictionless authentication and KYC capabilities that meet the demands of modern banking - reducing fraud, accelerating onboarding, and ensuring compliance with global regulatory standards.

Enable faster customer acquisition, stronger fraud protection, and frictionless banking journeys with AI-powered identity verification and biometric authentication.

Accelerated Digital Onboarding

Enable seamless customer onboarding with AI-powered identity verification and eKYC workflows.

Secure Biometric Authentication

Deliver frictionless and secure access across banking channels with advanced biometric authentication.

Fraud & Compliance Intelligence

Strengthen fraud prevention and support regulatory compliance with intelligent identity validation systems.

01

Bio Login - Passwordless Authentication for Financial Services

Your fingerprint is your password. And it never gets phished.

Bio Login - Passwordless Authentication

Overview

Biometric login replaces vulnerable passwords with fingerprint or facial recognition, delivering secure and frictionless access to banking applications, financial portals, and payment systems. By binding authentication to the user's unique biometric identity, it eliminates credential theft, phishing attacks, and account takeover fraud. The result is a dramatically improved user experience without any compromise on security - meeting both customer expectations and regulatory requirements for strong authentication.

Key Features

Fingerprint & Facial Recognition Passwordless Authentication Biometric Template Tokenisation Secure Enclave Storage Two-Factor Authentication (2FA) Anti-Spoofing & Liveness Detection Regulatory Compliance (RBI)

What Mantra Offers

  • Integration of biometric authentication (fingerprint and face) into mobile banking and web portal login flows
  • Biometric template tokenisation and secure on-device storage using platform secure enclaves
  • Two-Factor Authentication (2FA) workflows combining biometrics with OTP or device binding
  • Anti-spoofing and liveness detection layered into the authentication pipeline
  • Compliance alignment with RBI guidelines, and applicable data protection regulations
02

MFA with FIDO Passkeys - Next-Generation Secure Access

Phishing-resistant authentication for organisations that cannot afford to be breached.

MFA with FIDO Passkeys - Secure Access

Overview

Multi-Factor Authentication powered by FIDO2 Passkeys delivers the gold standard in phishing-resistant, passwordless login for financial institutions. Authentication is performed using cryptographic keys stored on the user's device or secure hardware - no passwords, no shared secrets, no risk of credential interception. Device-bound passkeys combined with biometric verification ensure that only the rightful account holder can authenticate, across both web and mobile channels.

Key Features

FIDO2 & WebAuthn Compliance Passkey-Based Passwordless Login Secure Enclave & TEE Integration Cross-Device Authentication Anti-Phishing Protection Biometric Second Factor RBI Alignment

What Mantra Offers

  • FIDO2 and WebAuthn integration into existing banking and financial services authentication infrastructure
  • Passkey provisioning and lifecycle management across mobile, tablet, and desktop channels
  • Secure Enclave and Trusted Execution Environment (TEE) integration for hardware-bound key storage
  • Cross-device authentication flows for seamless transition between devices
  • Staff and customer training on passkey adoption and fallback procedures
03

Identity & Digital KYC - Integrated Identity Verification Platform

Digital Onboarding made simpler.

Digital KYC - AI-Powered Identity Verification

Overview

Mantra's Identity Verification (IDV) Systems combine document verification, biometric face matching, AI-powered OCR, background checks, and liveness detection into a unified platform for digital onboarding and fraud prevention. Designed for fintechs, banks, insurers, and enterprise platforms, IDV Systems accelerate customer onboarding while ensuring rigorous KYC compliance. The platform reduces fraud exposure, cuts manual review time, and delivers a seamless end-user experience across web and mobile channels.

Key Features

AI-Powered Document OCR & Verification Background & Watchlist Screening Fraud Detection & Risk Scoring Biometric Face Match & Liveness Detection Web & Mobile SDK Multi-Market Regulatory Compliance

What Mantra Offers

  • Deployment of end-to-end IDV workflows covering document capture, OCR, biometric matching, and risk scoring
  • Integration with watchlist and background check data sources for AML and fraud screening
  • Configuration of risk scoring rules and threshold-based routing to manual review queues
  • White-labelled web and mobile SDKs for embedding IDV into customer onboarding journeys
  • Compliance alignment with KYC, AML, and data protection regulations across target markets
04

AUA/KUA - Aadhaar Authentication & KYC Services

Tap into India's identity infrastructure. Authenticate with confidence.

AUA/KUA - Aadhaar Authentication & KYC Services

Overview

An Authentication User Agency (AUA) and KYC User Agency (KUA) are entities licensed by UIDAI to perform Aadhaar-based authentication and e-KYC for their services. Mantra is an end-to-end technology and operational partner for organisations seeking or managing an AUA/KUA licence in India. Mantra owns the full delivery - from technical platform deployment to ongoing UIDAI compliance management - ensuring maximum transaction success rates and continuous regulatory readiness.

Key Features

e-KYC Access & Aadhaar Authentication UIDAI Compliance Lifecycle Management Dynamic Multi-ASA Routing AI-Powered Fraud Detection Aadhaar Data Vault (ADV) DPDP Act 2023 Compliance Tamper-Proof Audit Logging NOC Dashboard & Monitoring

What Mantra Offers

  • AUA/KUA platform deployment with high-availability Aadhaar authentication and e-KYC capabilities
  • Aadhaar Data Vault (ADV) for compliant storage of identity numbers
  • Dynamic multi-ASA routing to maximise transaction success rates
  • Management of IS audits, GRCP readiness, and monthly UIDAI success reporting
  • Fraud alerts, RCA and Reports, SOP creation, and audit finding remediation

Building the Future of
Trusted Digital Governance

Partner with Mantra Identity Solutions to create secure, scalable, and citizen-centric identity ecosystems for modern governance.